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As a contractor your income is completely reliant on your ability to show up at the client's site each day. Without the safety net of a large company employee benefits package you could face real financial hardship in the event of illness or a chance injury.
Experience has shown that even a relatively short term interruption to a contractor's income can have a potentially devastating impact on your ability to meet your commitments which could inflict serious long term damage to your credit rating and in extreme cases even cost you your home.
Our Income Protection services provide a range of specially selected ‘contractor friendly’ policies that reflect the unique way in which you work.
In this way they are able to provide schemes that pay you a tax free income from the very first day of any illness or injury whereas most policies have lengthy waiting periods before benefits are payable. This means that the protection can mirror that which you enjoyed when a permanent employee.
To discuss your specific requirements in confidence please fill in the
application form and an adviser will promptly email recommendations.
If you are unsure about the answers to any of the questions, don't worry - the team will contact you shortly to fill in any gaps. Leave any entries blank if you are unsure at this stage.
As independent advisers we are pleased to confirm that we can make recommendations from providers from across the whole market. We are happy to point out that we can work on a commission or fee basis and that any initial discussions will be free of charge
Financial advice on these pages is being given by FreelancerMoney, which is a trading name of ContractorFinancials Ltd and is regulated and authorised by the Financial Services Authority.
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